Even the safest drivers can be involved in an automobile accident.  If you are involved in an accident, stay calm and keep these points in mind:

Stay at the scene. Never leave the scene of an accident for any reason. When talking to others involved, do not apologize or admit fault for the accident. While you may think you are responsible, there may be other factors that contributed to the accident. It’s better to let the police sort things out.

If you are not hurt, check on other people who were involved. If anyone appears disoriented, dizzy or otherwise injured, call 911 for assistance. Even seemingly minor symptoms should be checked out by a healthcare professional.

If the accident is minor, try to move the vehicles to a safe location off the roadway if possible.  If moving your vehicle is not practical, be sure to turn on your emergency flashers to warn other drivers.

Even for minor accidents, call the police. An accident report can be extremely helping when filing an insurance claim with your company or with other drivers.  When talking to the police officer, cooperate fully and describe the accident to the best of your recollection. Don’t assign blame for the accident either to yourself or the other drivers. The officers will objectively evaluate the situation and determine who, if anyone, is at fault.

Be sure to get the contact information for the other drivers, including name, phone number, and insurance information. Ask for passenger names and write down license plate numbers. If your cell phone is capable, use the camera feature to take photos of license plates, damage and other information you may need later.

Contact your insurance company as soon as possible regarding your claim. If other companies are involved, contact them as well.

Navigating the insurance claims process can be frustrating and complicated. Contact Tammy Bowles Raines Law Office for a free consultation. We will be happy to evaluate your situation and make recommendations.